Author: Site Administration

Financial Awareness & Confidence Training: Investing

Learn the basics of investing and financial planning in an open and interactive environment.

• Understanding Risk/ Return/ Time horizon of investments
• Key Investment Risks
• Overview of Major Investment Types: Equities, Bonds & Property
• Market Timing vs. Value Investing
• Questions to Ask When Assessing New Investment Opportunities
• Basics of Diversification
• Basics of Building an investment plan

The initial talk is followed by three workshops (“Money Clubs”) in which participants gain practical knowledge about how to set financial goals and build a financial plan to meet them. Classroom discussions are supplemented with take-home exercises which make use of online resources and research to build practical knowledge.

This course is aimed at women who would like to make better returns on their savings or who have been unable to save and want better tools to make financial plans for the future. We aim to demystify investing without understating the risks and complexity of investment choices.

Many people lack the confidence or motivation to get their finances in order. This course aims to get participants comfortable with financial literacy and confident about pursuing the investments best suited for their lifestyles and retirement plans.

Participants will leave the course with a better understanding of the different investment types and which ones make most sense for them given their risk aversion, their interest in being an active or passive investor as well as present market conditions.

FACT 3 – Growing My Money (Investment)

All classes and workshops take place Wednesdays from 7-9pm.

Classroom Session: 17 October 2012

Workshop Dates:

Money Club A 24 October 2012
Working out your retirement plan, setting your investment  goals & strategies. Learn how to read the financial news and understand key market indicators.

Money Club B 31 October 2012
What you should know about property investments.

Money Club C 7 November 2012
Understanding share and company performance. Dollar cost averaging. Technical analysis versus fundamental analysis. Week in review.

Where: AWARE Centre
Time: 7pm-9pm

Price:
Single: $300
Pair: $500

AWARE members who log in at the website and purchase will receive a discount. That is just $200 for the workshop or $300 for a pair.

Register here to reserve your spot.

AWARE’s Annual Regular Membership is just $40. Click here to become a member.

Please send us an e-mail to publiceducation@aware.org.sg if you have any questions.

Other FACT modules:
Go to Women and Money or call 6779-7137 for more information.

Boosting Self-esteem Workshop

Learning to Love the Person You See in the Mirror.
For Joy, Motivation and Fulfillment.

Do you struggle with making decisions? Are you dissatisfied with your self-image, your life, and your achievements?  What is self-esteem?

Self-esteem is how you feel about yourself. The way we think and feel about ourselves affects every aspect of our life.  From the way we operate at work, to our love and sex life, to how we act as a parent, to how we treat our colleagues, friends and family.  Our self-image determines how far we are likely to reach in our life journey.

At AWARE, we believe in empowering women to achieve their goals and realise their dreams. Self-esteem plays a huge role in realising these goals.

When you feel good about yourself, you are motivated and likely to succeed.  However, when your esteem is low, you are more critical and sceptical of yourself and your achievements.

Why you should attend this workshop:

This workshop aims to introduce you to the concepts of self-esteem and teach you skills that will boost your self-esteem. You will learn to

  • Generate Positive Self Talk
  • Invoke Gratitude
  • Employ Motivation
  • Promote Positivity in Life

About the TRAINER:

Maria Kassova is the founder and Managing Director of RoseSky Pte Ltd.  In 2009, she conducted workshops on building self-esteem at Aidha (www.aidha.org), a non-profit organisation for domestic workers dedicated to ‘enriching lives through financial education’.  Following her experience there, Maria decided to use her energy and skills to help others nurture their self-esteem and live empowered and fulfilled lives.

A certified Business Coach by the Institute of Business Coaches, UK and a master practitioner in Neuro Linguistic Programming (NLP), Maria also holds an MBA and a BA in International Economic Relations. She has over 10 years of experience working for MNCs like BBC Worldwide and Discovery Communications International.

Date:17 February 2012

Venue:
AWARE Centre (Block 5 Dover Crescent #01-22)

Time: 7pm to 9pm

Price:
Single: $50             Pair: $80

AWARE members who log in at the website and purchase will receive a 40% discount.  That is just $30 for the workshop or $48 for a pair.

To sign up, click HERE.

For more information, email publiceducation@aware.org.sg or call 6779-7137.

The Because I Love Her Project


In The Because I Love Her Project, guys make their personal video pledge to “never condone violence against women”. In the videos they include their favourite female – their mother, wife, sister, niece, girlfriend, best friend, colleague, daughter, grandmother, teacher…. whoever it is that moves them to rid the world of abuse.

The Facts:

One in 10 women in Singapore has been a victim of violence (International Violence Against Women Survey, 2010). Read that figure again. Think of ten Singaporean women you know. The figures say it’s very likely that at least one of them has experienced violence in some way.

8 per day. That’s how many Personal Protection Order applications are made by women seeking legal protection from abuse or physical threats. And for every protection order taken out, there are scores more victims who suffer in silence.

Although the majority of those committing violence against women are men, we know that most men are opposed to such abuse. The voices and protests of this non-violent majority of men need to be heard.

Take the pledge now, get it on camera and send it in to the Because I Love Her fanpage at http://on.fb.me/becauseiloveher. At the end of the video, tell viewers to visit the Facebook page, to encourage everyone to make the pledge.

The Because I Love Her Project is AWARE’s contribution to the White Ribbon Campaign – a worldwide campaign by men working to end violence against women. Founded in Canada in 1991, it has since spread to over 50 countries around the world. The Because I Love Her Project was launched on November 25th, the International Day to Eliminate Violence Against Women.

The Because I Love Her Project has been extended due to popular demand, entries will now be accepted until 14th February 2011.

Executive Director Corinna Lim’s statement calling all men to be a part of the solution to violence against women .

Instructions on how to post your video.

Saturday 27 November: Celebrate TODAY!

Celebrate! AWARE’s 25th Birthday Party is a day-long party that starts at noon and goes ’til 8pm. That’s a good eight hours of flea market mania, food galore and fun for the whole family. If the prospect of 40 stalls (almost a quarter dedicated to other non-profit organisations) selling apparel, handicrafts books and snacks isn’t enough to lure you down on a Saturday, Tania De Rozario has three more reasons to get in on the action!

Excuse to Celebrate #1: “Music is my life.”

Sit back and enjoy or stand up and dance to our stellar line-up of talented home-grown acts.The programme includes well-loved alt rockers, Lunarin and rising folksy singer and guitarist Inch Chua. Also appearing are samba percussion group Barracuda Batucada, classical Indian dancer Aarthi Sankar, electro-funk band Like A Band and acapella group MICapella.

Lunarin, a three-person outfit that has been playing together for over 15 years and whose recording discography includes Universal Music and Aging Records, is known for rocking the stage with its unconventional riffs and lyrical melodies. Look forward to a set comprising heavy guitar riffs, evocative lyrics structures and a beat entirely their own.

Inch, whose growing popularity is very much rooted in the immense amount of power she can pack into that tiny frame, describes her music as a “schizophrenic potpourri of introspective acoustic tunes and chirpy electronica”. Formerly known as the frontwoman of alternative rock band Allura, she is set to wow audiences with her unmistakable vocals.

Excuse to Celebrate # 2: “I thrive on intellectual exchange.”

What are you passionate about? An idea that you think might change the world? Some new technology? The work of a charity you are involved with? At Ignite: The Unconference participants get a shot at swaying some hearts and minds, and also get to decide what gets said and what gets heard. This unstructured, participative format is modeled after BarCamp which has enjoyed success around the globe.

It’s called an Unconference because, well, we can’t exactly tell you what you are going to hear. Only you can decide. How it works is simple. Participants who would like to speak put up their proposed topics on a board, and everyone votes for what they want to hear. The most popular topics are scheduled for 30-minute talks and the least popular are invited to present a 5 minute lightning sessions. And at the end of the day, prizes are awarded for the best talks.

If you just want to listen, that’s OK too. The format is informal – enter and leave the presentation rooms at will – vote with your feet.

Excuse to Celebrate #3: “Creative expression is what makes us human.”

Honouring AWARE’s past, present and future of women, our Interactive Art Installation is a series of three “talking walls” set to be completed by you, our guests

On the very shell of AWARE centre, we will create a large-scale paper mural featuring images of key moments in AWARE’s history. Visitors are invited to add their thoughts on the gender gap: then and now.

Through the second wall, stand to win a $100 shopping voucher by telling us what you think AWARE’s greatest achievement to date is and why. And last but not least, the kiddies get a shot at picking up box of crayons and drawing us a picture of their favourite woman. Each work of art will serve as a brick to create a hanging mural at fun fair.

All in all, a celebration not just of AWARE but of your voice and creativity as well!

Celebrate Performers: Baracuda Batucada


Baracuda Batucada is one of five acts who will be performing at Celebrate AWARE’s 25th Birthday Party. Vimal Veeran, 19-year-old lead percussionist from Ngee Ann Polytechnic’s percussion ensemble, tells AWARE’s Debbie Sim about the samba drum group that has a little bit of rhythm and a lot of soul.

What does your band name actually mean?
Batucada means Brazilian Percussion Band. The baracuda is a voracious predatory fish. We choose the name to portray a band thats filled with life, fire and thrill, incorporating samba music in the process.

Ngee Ann Business students are setting up 16 stalls at our bazaar, is that what made you perform at Celebrate and how will you support your schoolmates?
That’s not what made us want to perform for the event. We did this to help for a good cause and also to give our newer members a chance to experience the joy of performing outside of school.

You guys are going to be really, really loud while rocking those samba percussion tunes. Are we going to have some angry Dover Crescent residents on our hands?
The noise is always a double-edged sword. People are either enticed by it and gather around the music or they move away with their hands covering their ears. Whatever happens we just let the show carry on and perform the way that is intended. Anyway, the performances are early in the evening and not late at night!

What makes you want to support AWARE? Any particular cause you’re passionate about?
We’re not passionate about any area in particular. All we know is that AWARE focuses on women’s rights. I see it as an organisation to protect women and help women who are victimised by society and that is a good cause to be a part of.

What can the crowd expect from your performance at Celebrate?
They can expect a very different and enjoyable performance. Baracuda Batucada will make them move to our grooves.

Read other interviews with Lunarin, MICappella, Like A Band and Aarthi Sankar.

Celebrate Performers: Like A Band

Like A Band is one of six acts to grace the stage at Celebrate! AWARE’s 25th Birthday Party. Drummer Muhammad Siraj explains the band’s electro-funk sound to AWARE’s Debbie Sim.

‘Like A Band’, seriously?
The name represents how different all of us are in the band. Sharon (vocals and keyboards) loves indie, Eugene (guitar) likes the blues, Brandon (bass) is all about funk and the disco era while I, Siraj (drums), am more into the rap rock craze. We couldn’t really agree on one name that represents all these dimensions. So when an ex-member suggested this name, we said: “Why not?”

You didn’t mention any of your influences on your MySpace profile. Can you name a few?
Let’s see… John Mayer, and The John Mayer Trio, Crystal Palace, Red Hot Chili Peppers, The Roots, The Black Keys and The Killers.

In your bio you say that your sound is like “golden beavers chomping trees”. Please explain.
Well, have you ever heard or seen a golden beaver chomping a tree? It looks awesome and it sounds crazy.

[Laughing] Of course! You guys are pretty new, yet have already performed for the Youth Olympic Games, Gap and KFC. What do you think has helped you secure such high profile gigs?
Hmmm….unique music! And having the right contacts helps as well.

Well, we’re thrilled you’re giving your time to sing at Celebrate. What made you decide to support AWARE?
Basically, myself and the other Like A Band members feel we’ve been really fortunate. So if we have a way to give back to the society why not use it? Plus, we get to earn some karma points right?

Giving back to society is definitely great karma. So what does AWARE mean to you?
Honestly?

Yes!
Well, I believe AWARE is a place for women to gather together to share and discuss how to make the women of tomorrow face fewer problems than they face today. The rights and voices of today’s women will affect the women of tomorrow. I think that is a very noble cause.

We couldn’t have said it better ourselves, Siraj. Lastly, tell us, what can the crowd expect from your performance at Celebrate?
Be prepared to hear some familiar tunes and a few of our original tracks from Like A Band. Clap your hands, tap your feet, singalong and just have fun.

Read other interviews with Lunarin, Baracuda Batucada, MICappella and Aarthi Sankar.

Celebrate Performers: MICappella

MICapella is one of six acts performing at Celebrate! AWARE’s 25th Birthday Party. Founder and vocal percussionist Peter Huang speaks to AWARE’s Debbie Sim about rocking the a capella genre and singing in seven (soon-to-be eight) languages.

You claim not to be an a capella group but a “vocal rock band”. What’s the difference?
We’re a vocal rock band as opposed to the traditional barbershop doowop idea of a cappella. We try to take a cappella to the next level and to make it more listenable to mainstream audiences. This has been at the back of my mind ever since I first heard an American group called M-Pact more than 10 years ago. After a few years of living, studying and working as a producer overseas, I came back and found like-minded a cappella lovers who share this vision of rocking out, a cappella style.

You have Mandarin, Hokkien and English songs in your repertoire. Any other languages we should know about?
We actually sing in a wide variety of languages such as Malay (all-time favourite Bengawan Solo). We’ve also done Japanese, Spanish, Cantonese and hopefully Korean soon!

What makes you want to support AWARE? Any particular cause you’re passionate about?
One of AWARE’s roles is to be an avenue for victims of rape and spousal abuse to know their rights and how they can and should stand up against their perpetrators. This is so important in a society that is somewhat prideful. So many times, the trauma goes unnoticed because the first reaction is to cover up the pain. In supporting AWARE, we hope to encourage people to be more conscious and attentive to their surroundings and how they can prevent it from happening to loved ones or even themselves.

What does AWARE mean to you?
Empowerment and protection for women and children to be able to make a stand and live for themselves in the already high living standards and pressures in Singapore. The most important thing is that people are made aware of their rights so that they, or should I say, we, can fight for what is right.

What can the crowd expect from your performance at Celebrate?
The crowd can expect to hear the human voice in an unexpected way.
We hope what you’ll take away from our performance is this: that when it comes to your voice, the possibilities are limitless.

Read other interviews with Lunarin, Baracuda Batucada, Like A Band and Aarthi Sankar.

Celebrate Performers: Lunarin

Lunarin is one of six acts set to rock the stage at Celebrate AWARE’s 25th Birthday Party. Vocalist and bass player (and full-time family lawyer) Linda Ong tells Debbie Sim why AWARE’s work is so important and gives sage advice to budding musicians.

I understand that the song Coralline is about a girl who was never born. What made you choose this track to be a free download on UNIFEM’s anti-sex trafficking website, Sound Out Singapore?
Coralline is a song about the loss of a human life and the pain of a mother coping with that loss. I thought it was suitable for the UNIFEM cause because I believed it was important to bear in mind that every victim of sex trafficking is someone’s child, sibling, friend. We leapt at the opportunity to be able to have our music be put to good use and it was an honour for us to be able to contribute to the Sound Out cause.

We’re so glad you’re giving your time to sing for us. What makes you want to support AWARE?
I am a family lawyer and have done my fair share of taking out applications for personal protection orders and maintenance summonses for clients. I wish more could be done, especially to help women from low-income backgrounds to understand their rights better and have more access to help. As a band, we all feel strongly about discrimination against groups of people based on gender and sexual orientation.

What does AWARE mean to you?
AWARE has always been at the forefront of pushing for gender equality. It may be viewed as a tad too progressive or controversial by some right-wing traditionalists but my personal take is you need a group like AWARE to constantly push the envelope in order for change to take place.

We completely agree! What can the crowd expect from your performance at Celebrate?
Our drummer can’t make it for the show, so we have no choice but to play a quiet acoustic set. We will be playing some B-sides off our new album Duae and will be assisted by our friend Natalie Soh on violins and my brother Victor on cello.

Wow, violins and cello? How did an alt rock band incorporate strings?
Natalie is a violin player for local band called Serenaide and played in two songs on our first album. We’ve known her for years and thought it would be a fun addition. She has done a wonderful job so far, so we can’t wait to let you guys hear them.
My brother Victor recently picked up the cello. I sent him a rough MP3 recording of a new song we wrote and he immediately starting playing along to it on his cello. We thought we’d get him in to try and work out some cello parts for us, given his interest. To our surprise he was able to accompany almost all of our acoustic songs. The cello has certainly added a new dimension to the music.

Last question: If I want to start a new band, what advice would you give me?
You need to really love music and be prepared to continue playing even if no one is listening. Playing original english music is tough in Singapore because mainstream media is not receptive to it. You have to know the true reasons why you play music otherwise you will get easily discouraged and disband. The three of us have been playing together for almost 16 years now. The reason why we still keep doing this is because we love playing music and creating music together. We know that we will continue playing music together for as long as we can even if no one buys our music.

Read other interviews with Baracuda Batucada, MICappella, Like A Band and Aarthi Sankar.

Celebrate Performers: Aarthi Sankar


Aarthi Sankar is one of six acts set to entertain you at Celebrate! AWARE’s 25th Birthday Party. The classical-Indian dancer has been performing since the age of three and sometimes dabbles in Bollywood moves on the side. She talks to Debbie Sim about dance, being an AWARE member and her mum, the superwoman.

While Bollywood is in the rage, why stay Classical? How do you feel you’ve managed to merge the two – is it difficult to do that?
I love Bollywood dancing too, I think it’s so immaculate, grand and theatrical. But classical dance is more rooted and there are more rules and principles to follow since its been around for eons now. I do not believe in diluting classical dance with Bollywood elements nor in making Bollywood dancing more rigid by infusing it with classical principles. Instead I keep them separate, perform them both and and enjoy both of them to the fullest.

You’re a NUS Sociology undergraduate, one of the champions of Vasantham Central’s Indian dance competition, and president of the Indian Cultural Society. Seriously, is there anything you can’t do?
I can’t sing for nuts, I can’t even swim nor can I even cycle (quite sad right??). I draw my inspiration from my Mum – I still secretly think she’s superwoman though she denies it. She has always taught me that if I am passionate about something, I should give it a shot and not come up with excuses about how I cannot do it.

You both sound like superwomen to us. We’re so glad you’re performing at Celebrate!
I’ve been a member of AWARE for 2-3 years now and my mum and both my sisters are also members. My mother always taught us to empower ourselves and remember that there is nothing we can’t do as women. I think AWARE embraces this exact spirit which must have been what drew me to join AWARE. When I was approached to perform and I knew it was for an AWARE event, I figured I could finally contribute back to to this society!

What does AWARE mean to you?
AWARE stands for empowerment, embracing your womanhood and standing up for what you believe in.

What can the crowd expect from your performance at Celebrate?
Lots of fun, energy and vibrance! See you at AWARE’s 25th Birthday Party!

Read other interviews with Lunarin, Baracuda Batucada, MICappella and Like A Band.